Loan Calculator

Calculate monthly loan payments, total interest, and view a full amortization schedule. Supports mortgages, car loans, personal loans, and student loans.

Files never leave your device Always free No server uploads No sign-up No watermarks

Processing happens on your device — nothing is uploaded.

How It Works

Enter loan details

Input the loan amount, annual interest rate, and loan term in months or years.

Results update live

Monthly payment, total payment, and total interest update instantly as you type.

View the amortization table

Scroll down to see a full month-by-month payment breakdown.

Frequently Asked Questions

What is Loan Calculator?

Loan Calculator is a free, browser-based tool on TitanFile that lets you calculate monthly loan payments, total interest, and view a full amortization schedule. Supports mortgages, car loans, personal loans, and student loans. Everything runs locally on your device — no files are ever uploaded to any server.

How do I use Loan Calculator?

Open the Loan Calculator page, add your file or enter your data, adjust any settings, then click the action button. Your result is ready instantly — no sign-up or installation required.

Are my files private?

Yes — all processing happens entirely in your browser using JavaScript. Your files and data never leave your device and are never uploaded to any server. We cannot see your files even if we wanted to.

Does this work offline?

Once the page has loaded, Loan Calculator works without an internet connection. You can install it as a PWA to your home screen for instant offline access.

Is there a file size limit?

There is no server-side limit because everything runs locally in your browser. The practical limit is your device's available memory. Most modern devices handle files up to several hundred MB without issue.

Why is this free?

TitanFile is ad-supported and passion-driven. We believe powerful tools should be accessible to everyone. Loan Calculator — like every tool on TitanFile — will always be free with no paywalls, watermarks, or hidden fees.